Free
$0
Ad-supported, no card needed
- Expense logging & budgets
- Savings goals
- 100 MB document storage
- Light & Dark themes
Built solo · Singapore · 2026
I stopped trusting
budgeting apps,
so I built one I'd
actually use.
Free tier tracks spending and budgets. No bank-linking, ever. If you want the full financial picture — a real balance sheet, not just a spending log — that's the paid part, and I'll say so plainly instead of burying it in fine print.
See exactly what's free ↓
What it actually looks like
Two screens, not a slideshow.
Free tier
The dashboard you actually open
Budget status, a savings goal with real milestones, category breakdown — the moment you open the app, not three taps deep. This entire screen is free.
Premium
The balance sheet — this is the paid part
Assets, liabilities, income, and expenses as four separate totals, with a "not sure? suggest" button that explains why something's a liability instead of an expense. Genuinely the feature I built this whole app around, and it's not free — $6.49/month on Gold, or included with Platinum.
Pricing
Three tiers, one of them free.
Gold and Platinum each include a 7-day free trial — one trial per account, on whichever plan you start it with.
Most popular
Gold
$6.49/mo
7-day free trial, then $6.49/mo · Cancel anytime
- Weekly Review — what changed, every week
- Multi-device sync — phone and laptop
- Real balance sheet, with auto-categorisation
- Recurring payment tracking
- PDF/CSV export
- 2 GB document storage
- All 10 themes, ad-free
- Everything in Free
Platinum
$77.88/yr
$6.49/mo equivalent · 7-day free trial
- Everything in Gold
- Early access to new features
- Best value, billed once a year
Questions
Before you ask
What's free, and what costs money?
Free, indefinitely, no card and no countdown: expense logging, monthly budgets, savings goals, 100 MB of document storage, ad-supported. Premium, from $6.49/month: the Weekly Review, multi-device sync, the real balance sheet, exports, and 2 GB of storage. That's the whole line.
Do I need to link my bank account?
No. Everything's manual entry. Slower to set up than a bank-synced app, but nothing about your accounts ever leaves your control.
How is this different from YNAB, Mint, or Monarch?
None of them lead with a real balance sheet — they stop at "here's what you spent." Premium here also costs less: $6.49/month versus YNAB's $14.99.
Can I export my data?
Yes — PDF and CSV export are available for your expenses and balance sheet on Premium, so your numbers are never locked inside the app.
Does it sync across my phone and computer?
Multi-device sync is a Premium feature — log an expense on your phone and it's there when you open the app on your laptop. The free tier works great on a single device.
Is my financial data sold to anyone?
No. See the Privacy Policy for the specifics.